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This page contains a single entry from the blog posted on November 3, 2011 9:26 PM. The previous post in this blog was Coming soon: the Costco criss-cross. The next post in this blog is Kellie Johnson: in or out?. Many more can be found on the main index page or by looking through the archives.

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Thursday, November 3, 2011

Not up for "occupying"?

The least you could do is move your money. We did it long before anybody "occupied" anything -- farookin' Jamie Dimon is not getting our business, for anything, ever. It takes several steps over several weeks, but once you're out of the big bank, you'll never look back. They're not set up for consumers any more, if they ever were.

That is not to overstate the good attributes of credit unions. There are overpaid credit union CEOs, just as there are overpaid bank CEOs. And credit unions don't offer nearly the great deals that they used to a decade or two ago. But it's just nice knowing that your money isn't going for this.

Get away from bad people. You'll feel better about things.

Comments (10)

Onpoint is rapidly becoming the BofA of credit unions.

They just hit me for an annual fee on my credit line....first time ever in it's existence....I opened it in 1986. Of course there was NO coordinating lowering of the interest rate on the account.....

Working on paying off my car...I will then be moving to a different credit union.

Portland Teachers CU was great. As Onpoint they suck.

It has most definitely gone downhill for the consumer over there. The CEOs do OK, though.

It would be intersting to know how many members actually show up at their annual meeting, who runs for the board, etc. Credit unions are all member-owned. Members get the officers and managers they are willing to tolerate, or they can get active and fix things. Or they can move to better credit unions!

If you scroll down to the fourth pic, the Jamie Dimon self-portrait sure has the guillotine look about it or is that the no conscience look?

My tiny credit union has served me well. All it took for me was one merger too many to bail on B of A. Never ever looked back.

I don't understand why more people just say no to big banks who consider their small accounts as tiny cash cows to be milked.

Vote with your feet.

I have accounts with BofA and Rivermark. Since BofA has my mortgage, that and a direct deposit gets you pretty much everything free -- no monthly charges, multiple savings and checking accounts, no minimums. It's been years since I was hit with an overdraft fee, but when that happened a quick trip to the branch and they waived it without question. And at least from my experience, the customer service in my downtown branch is quite good.

I started with Rivermark when we opened a HELOC a couple of years ago (at the height of the financial meltdown). Banks like BofA had gone from one extreme (sub-prime, no look mortgages) to the other (cap of 70% LTV ratio, regardless of income/credit scores). Rivermark actually took the time to do some due diligence, got to know us, and offered a HELOC at a fantastic interest rate.

Maybe I would be angrier if I had camped outside for four straight weeks.

Still hayseed enough to say, "Look who's in the big bank."

The big banks took Our Money , and won't loan it to us. It is high time for everyone to walk away from these jerks.

The 99% is you and me , if you can't occupy , then Move Your Money , and you will be doing your part to make our country better.

This is the first real action that Occupy has initiated.

But I'm not clear on what is supposed to happen when people move their accounts? I don't think that a Credit Union is going to do anything differently from a bank if you fail to pay your mortgage.

Do they think the big bad banks are just going to curl up and go away? Not likely.

I guess there might be some self-satisfaction, but that and $5 will get you a cup of coffee.

There's probably someone who is going to profit from this. But it ain't anyone in the 99%.


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Miles run year to date: 119
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In 2003: 269


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