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This page contains a single entry from the blog posted on October 21, 2011 12:50 PM. The previous post in this blog was Where is the mute button?. The next post in this blog is Have a great weekend. Many more can be found on the main index page or by looking through the archives.

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Friday, October 21, 2011

Just say no

Why any consumer would knowingly do business with Bank of America is beyond us. There are many other options.

Comments (19)

Sounds like the perfect place for CoP to keep doing business.

If I could only find a way to move my mortgage from them. Twice they have bought the mortgage after we refinanced with someone else.

I've had a VISA card with B of A for years. Very good rewards program and very good customer service. I'm a happy customer.

If you have an account with Bank of America, and you have not closed that account, then you are part of the problem.

Brendan, he liked George Bush, too. Was very happy. Happy as a clam, in Dunthorpe.

DS - ditto (Countrywide, oops)

I'm in for the ATMs every 10 feet throughout the US and I refuse to pay service fees. That being said new debit fee will likely send me to Schwab.

DS, if you can refinance your mortgage with someone who doesn't sell them. ING was one of those option, but with Capitol One buying ING, that is less of an option.

CUs are an option, but they seem to have high mortgage rates... (and fees)

Or JP Morgan Chase.

Sweet. Move the unprotected derivatives over so the rest of us can pay (again) for their bad decisions.

Who says weird isn't working?

BofA extorted $540 from me in ex-wife NSF fees. They kept telling me they were clearing her SBUX latte purchase as a "courtesy" to us for being long time clients. Each "courtesy latte" cost $38.50 including the NSF fee. Nevermind I asked them repeatedly to decline the purchases.

I don't bank with BofA or JPM/Woo-hoo anymore. The Credit Union (with shared ATMs) is a kinder gentler way to bank, and they reimburse a generous amount of anybody's ATM fees each month.

It's not clear to me why anyone wants to use a debit card, let alone pay for the privilege. My credit card works fine.

RE: "Or JP Morgan Chase."

canucken,

Yeah, you do what you can to keep from contributing to JPM and the other too-bigs, which certainly have a lot of allies:

"It all begins with a recent report from the Government Accountability Office (GAO) that claims that, 'multiple directors or former directors of the Federal Reserve banks who played a key role in the 2008 bailouts had an apparent conflict of interest,' according to The Washington Examiner."
http://www.theblaze.com/stories/report-apparent-conflict-of-interest-between-fed-directors-and-bailouts/

"Jamie Dimon was the director for the Federal Reserve Bank of New York when JP Morgan received $29 billion through the Federal Reserve to purchase Bear Stearns, according to the report.

'Dimon also convinced the Fed to take risky mortgage-related assets off of Bear Stearns balance sheet before JP Morgan Chase acquired this troubled investment bank,”'writes the Sanders report."

http://www.scribd.com/doc/69502662/101911-The-Sanders-Report-on-the-Gao-Audit-on-Major-Conflicts-of-Interest-at-the-Federal-Reserve

I agree with Allan L. Why use debit cards at all. At one time one could only debit the amount of purchases up to the checking account balance so no one could get in tdouble with overspending like you can with credit cards. Then banks figured theyD do everyone a favor and advance you the mobey if you were short of cash - for a fee. Then if you couldn't pay the whole thing off right away, more I terse charges. The easy spending with plastic cards has resulted in a generation that can't use a checkbook ane still should not be living off of my plans.

I left US Bank after I found out they took TARP money. I was a customer for decades.

I moved my money over to a local credit union (Consolidated Federal off of NE Sandy) and I have been very happy. Online banking and my money is here in the local community. I travel a lot and I can use any other credit union ATM in the country without fees, there are over 28,000 ATMs in the co-op network.

Find a well capitalized credit union near you and move your money. I am glad I did

http://www.bankrate.com/rates/safe-sound/bank-ratings.aspx?t=cu&i=&r=4&a=&c=&s=Oregon&z=

Why use debit cards at all.

Because not everyone can get a credit card.

And there's this new invention called an ATM -- look into it.

I have been with BofA since 1997. They have screwed me many times and many ways. I have been lazy about moving. I don't know why. But this is the last straw. I'll be moving to a CU by the end of the year.

The Derivatives Flap
Is Bank of America Headed for the Glue Factory?
by Mike Whitney
http://www.counterpunch.org/2011/10/21/is-bank-of-america-headed-for-the-glue-factory/


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