DS, if you can refinance your mortgage with someone who doesn't sell them. ING was one of those option, but with Capitol One buying ING, that is less of an option.
CUs are an option, but they seem to have high mortgage rates... (and fees)
BofA extorted $540 from me in ex-wife NSF fees. They kept telling me they were clearing her SBUX latte purchase as a "courtesy" to us for being long time clients. Each "courtesy latte" cost $38.50 including the NSF fee. Nevermind I asked them repeatedly to decline the purchases.
I don't bank with BofA or JPM/Woo-hoo anymore. The Credit Union (with shared ATMs) is a kinder gentler way to bank, and they reimburse a generous amount of anybody's ATM fees each month.
"Jamie Dimon was the director for the Federal Reserve Bank of New York when JP Morgan received $29 billion through the Federal Reserve to purchase Bear Stearns, according to the report.
'Dimon also convinced the Fed to take risky mortgage-related assets off of Bear Stearns balance sheet before JP Morgan Chase acquired this troubled investment bank,”'writes the Sanders report."
I agree with Allan L. Why use debit cards at all. At one time one could only debit the amount of purchases up to the checking account balance so no one could get in tdouble with overspending like you can with credit cards. Then banks figured theyD do everyone a favor and advance you the mobey if you were short of cash - for a fee. Then if you couldn't pay the whole thing off right away, more I terse charges. The easy spending with plastic cards has resulted in a generation that can't use a checkbook ane still should not be living off of my plans.
I left US Bank after I found out they took TARP money. I was a customer for decades.
I moved my money over to a local credit union (Consolidated Federal off of NE Sandy) and I have been very happy. Online banking and my money is here in the local community. I travel a lot and I can use any other credit union ATM in the country without fees, there are over 28,000 ATMs in the co-op network.
Find a well capitalized credit union near you and move your money. I am glad I did
I have been with BofA since 1997. They have screwed me many times and many ways. I have been lazy about moving. I don't know why. But this is the last straw. I'll be moving to a CU by the end of the year.
Charamba, Douro 2008
Horse Heaven Hills, Cabernet 2010
Lorelle, Horse Heaven Hills Pinot Grigio 2011
Avignonesi, Montepulciano 2004
Lorelle, Willamette Valley Pinot Noir 2011
Villa Antinori, Toscana 2007
Mercedes Eguren, Cabernet Sauvignon 2009
Lorelle, Columbia Valley Cabernet 2011
Purple Moon, Merlot 2011
Purple Moon, Chardonnnay 2011
Abacela, Vintner's Blend No. 12
Opula Red Blend 2010
Liberte, Pinot Noir 2010
Chateau Ste. Michelle, Indian Wells Red Blend 2010
Woodbridge, Chardonnay 2011
King Estate, Pinot Noir 2011
Famille Perrin, Cotes du Rhone Villages 2010
Columbia Crest, Les Chevaux Red 2010
14 Hands, Hot to Trot White Blend
Familia Bianchi, Malbec 2009
Terrapin Cellars, Pinot Gris 2011
Columbia Crest, Walter Clore Private Reserve 2009
Campo Viejo, Rioja, Termpranillo 2010
Ravenswood, Cabernet Sauvignon 2009
Quinta das Amoras, Vinho Tinto 2010
Waterbrook, Reserve Merlot 2009
Lorelle, Horse Heaven Hills, Pinot Grigio 2011
Tarantas, Rose
Chateau Lajarre, Bordeaux 2009
La Vielle Ferme, Rose 2011
Benvolio, Pinot Grigio 2011
Nobilo Icon, Pinot Noir 2009
Lello, Douro Tinto 2009
Quinson Fils, Cotes de Provence Rose 2011
Anindor, Pinot Gris 2010
Buenas Ondas, Syrah Rose 2010
Les Fiefs d'Anglars, Malbec 2009
14 Hands, Pinot Gris 2011
Conundrum 2012
Condes de Albarei, Albariño 2011
Columbia Crest, Walter Clore Private Reserve 2007
Penelope Sanchez, Garnacha Syrah 2010
Canoe Ridge, Merlot 2007
Atalaya do Mar, Godello 2010
Vega Montan, Mencia
Benvolio, Pinot Grigio
Nobilo Icon, Pinot Noir, Marlborough 2009
Portuga, Rose 2011
Revelation, Chardonnay, Pays d'Oc 2010
Beaulieu, Cabernet, Rutherford 2005
Monte Alto, Tinto Reserva 2005
Chateau Ste. Michelle, Cabernet, Indian Wells 2009
Espiral, Vinho Rose
Vin-Koru, Pinot Gris 2011
14 Hands, Hot to Trot Red 2009
Rodney Strong, Cabernet, Sonoma 2009
Abacela, Vintner's Blend #11
Portuga, White 2010
La Bourgeoisie, Red 2009
Januik, Red 2009
Three Rivers, River's Red 2008
Kirkland, Alexander Valley Merlot 2008
Muga, Rioja Rose 2010
Quinta das Amoras, Vinho Tinto 2009
Mauro Molino, Barbera d'Alba 2009
Garda Chiaretto Rose
Columbia Crest, Two Vines Vineyard 10 White
Chateau Ste. Michelle, Pinot Gris, Columbia Valley 2009
L'Hortus, Rose de Saignee 2010
Maculan, Pino & Toi 2008
McKinley Springs, Bombing Range Red 2008
Trader Joe's Pinot Gris 2009
Montes Alpha, Cabernet 2007
Gran Sasso, Sangiovese, Terre di Chieti 2009
Garda, Classico Chiaretto Rose
Beaulieu, Cabernet, Rutherford 1999
Picos del Montgo, Tempranillo 2008
Chateau de Montmirail, Vacqueyras 2008
La Granja 360, Syrah 2009
Montgras, Carmenere Reserva 2009
Lange, Pinot Gris 2009
Columbia Crest, Horse Heaven Hills Cabernet 2008
Kirkland, Pinot Grigio 2010
Trader Joe's Coastal Syrah 2009
Columbia Crest, Horse Heaven Hills Merlot 2008
Trader Joe's Coastal Chardonnay 2009
Vieux Papes Red
Domaine de l'Aujardiere, Chardonnay 2009
Santa Rita, Cabernet, Medalla Real 2007
Penfold's, Koonunga Hill Shiraz Cabernet 2008
Guild, Red, Lot #02 2008
Dievole, Dievolino Sangiovese 2008
Laforet, Burgogne Chardonnay 2009
Columbia Winery, Merlot 2007
Bonterra, Cabernet 2008
Elk Cove, Pinot Gris 2009
Maquis Lien 2006
Scott Paul, Pinot Noir, Le Paulee 2007
The Occasional Book
Hope Larson - A Wrinkle in Time, the Graphic Novel
Rudyard Kipling - Kim
Peter Ames Carlin - Bruce
Fran Cannon Slayton - When the Whistle Blows
Neil Young - Waging Heavy Peace
Mark Bego - Aretha Franklin, the Queen of Soul (2012 ed.)
Jenny Lawson - Let's Pretend This Never Happened
J.D. Salinger - Franny and Zooey
Charles Dickens - A Christmas Carol
Timothy Egan - The Big Burn
Deborah Eisenberg - Transactions in a Foreign Currency
Kurt Vonnegut Jr. - Slaughterhouse Five
Kathryn Lance - Pandora's Genes
Cheryl Strayed - Wild
Fyodor Dostoyevsky - The Brothers Karamazov
Jack London - The House of Pride, and Other Tales of Hawaii
Jack Walker - The Extraordinary Rendition of Vincent Dellamaria
Colum McCann - Let the Great World Spin
Niccolò Machiavelli - The Prince
Harper Lee - To Kill a Mockingbird
Emma McLaughlin & Nicola Kraus - The Nanny Diaries
Brian Selznick - The Invention of Hugo Cabret
Sharon Creech - Walk Two Moons
Keith Richards - Life
F. Sionil Jose - Dusk
Natalie Babbitt - Tuck Everlasting
Justin Halpern - S#*t My Dad Says
Mark Herrmann - The Curmudgeon's Guide to Practicing Law
Barry Glassner - The Gospel of Food
Phil Stanford - The Peyton-Allan Files
Jesse Katz - The Opposite Field
Evelyn Waugh - Brideshead Revisited
J.K. Rowling - Harry Potter and the Sorcerer's Stone
David Sedaris - Holidays on Ice
Donald Miller - A Million Miles in a Thousand Years
Mitch Albom - Have a Little Faith
C.S. Lewis - The Magician's Nephew
F. Scott Fitzgerald - The Great Gatsby
William Shakespeare - A Midsummer Night's Dream
Ivan Doig - Bucking the Sun
Penda Diakité - I Lost My Tooth in Africa
Grace Lin - The Year of the Rat
Oscar Hijuelos - Mr. Ives' Christmas
Madeline L'Engle - A Wrinkle in Time
Steven Hart - The Last Three Miles
David Sedaris - Me Talk Pretty One Day
Karen Armstrong - The Spiral Staircase
Charles Larson - The Portland Murders
Adrian Wojnarowski - The Miracle of St. Anthony
William H. Colby - Long Goodbye
Steven D. Stark - Meet the Beatles
Phil Stanford - Portland Confidential
Rick Moody - Garden State
Jonathan Schwartz - All in Good Time
David Sedaris - Dress Your Family in Corduroy and Denim
Anthony Holden - Big Deal
Robert J. Spitzer - The Spirit of Leadership
James McManus - Positively Fifth Street
Jeff Noon - Vurt
Road Work
Miles run year to date: 32
At this date last year: 66
Total run in 2012: 129
In 2011: 113
In 2010: 125
In 2009: 67
In 2008: 28
In 2007: 113
In 2006: 100
In 2005: 149
In 2004: 204
In 2003: 269
Comments (19)
Sounds like the perfect place for CoP to keep doing business.
Posted by Mr. Grumpy | October 21, 2011 12:59 PM
If I could only find a way to move my mortgage from them. Twice they have bought the mortgage after we refinanced with someone else.
Posted by DS | October 21, 2011 1:08 PM
I've had a VISA card with B of A for years. Very good rewards program and very good customer service. I'm a happy customer.
Posted by The Original Bob W | October 21, 2011 1:10 PM
If you have an account with Bank of America, and you have not closed that account, then you are part of the problem.
Posted by Brendan | October 21, 2011 1:55 PM
Brendan, he liked George Bush, too. Was very happy. Happy as a clam, in Dunthorpe.
Posted by Jack Bog | October 21, 2011 2:31 PM
DS - ditto (Countrywide, oops)
Posted by msmith | October 21, 2011 2:47 PM
I'm in for the ATMs every 10 feet throughout the US and I refuse to pay service fees. That being said new debit fee will likely send me to Schwab.
Posted by other steve | October 21, 2011 2:47 PM
DS, if you can refinance your mortgage with someone who doesn't sell them. ING was one of those option, but with Capitol One buying ING, that is less of an option.
CUs are an option, but they seem to have high mortgage rates... (and fees)
Posted by Michael | October 21, 2011 2:56 PM
Or JP Morgan Chase.
Posted by canucken | October 21, 2011 3:27 PM
Sweet. Move the unprotected derivatives over so the rest of us can pay (again) for their bad decisions.
Who says weird isn't working?
Posted by Cows | October 21, 2011 3:49 PM
BofA extorted $540 from me in ex-wife NSF fees. They kept telling me they were clearing her SBUX latte purchase as a "courtesy" to us for being long time clients. Each "courtesy latte" cost $38.50 including the NSF fee. Nevermind I asked them repeatedly to decline the purchases.
I don't bank with BofA or JPM/Woo-hoo anymore. The Credit Union (with shared ATMs) is a kinder gentler way to bank, and they reimburse a generous amount of anybody's ATM fees each month.
Posted by Mister Tee | October 21, 2011 4:41 PM
It's not clear to me why anyone wants to use a debit card, let alone pay for the privilege. My credit card works fine.
Posted by Allan L. | October 21, 2011 6:17 PM
RE: "Or JP Morgan Chase."
canucken,
Yeah, you do what you can to keep from contributing to JPM and the other too-bigs, which certainly have a lot of allies:
"It all begins with a recent report from the Government Accountability Office (GAO) that claims that, 'multiple directors or former directors of the Federal Reserve banks who played a key role in the 2008 bailouts had an apparent conflict of interest,' according to The Washington Examiner."
http://www.theblaze.com/stories/report-apparent-conflict-of-interest-between-fed-directors-and-bailouts/
"Jamie Dimon was the director for the Federal Reserve Bank of New York when JP Morgan received $29 billion through the Federal Reserve to purchase Bear Stearns, according to the report.
'Dimon also convinced the Fed to take risky mortgage-related assets off of Bear Stearns balance sheet before JP Morgan Chase acquired this troubled investment bank,”'writes the Sanders report."
http://www.scribd.com/doc/69502662/101911-The-Sanders-Report-on-the-Gao-Audit-on-Major-Conflicts-of-Interest-at-the-Federal-Reserve
Posted by Gardiner Menefree | October 21, 2011 8:11 PM
I agree with Allan L. Why use debit cards at all. At one time one could only debit the amount of purchases up to the checking account balance so no one could get in tdouble with overspending like you can with credit cards. Then banks figured theyD do everyone a favor and advance you the mobey if you were short of cash - for a fee. Then if you couldn't pay the whole thing off right away, more I terse charges. The easy spending with plastic cards has resulted in a generation that can't use a checkbook ane still should not be living off of my plans.
Posted by Nolo | October 22, 2011 12:24 AM
I left US Bank after I found out they took TARP money. I was a customer for decades.
I moved my money over to a local credit union (Consolidated Federal off of NE Sandy) and I have been very happy. Online banking and my money is here in the local community. I travel a lot and I can use any other credit union ATM in the country without fees, there are over 28,000 ATMs in the co-op network.
Find a well capitalized credit union near you and move your money. I am glad I did
http://www.bankrate.com/rates/safe-sound/bank-ratings.aspx?t=cu&i=&r=4&a=&c=&s=Oregon&z=
Posted by Stef | October 22, 2011 9:44 AM
Why use debit cards at all.
Because not everyone can get a credit card.
Posted by Ex-bartender | October 22, 2011 9:49 AM
And there's this new invention called an ATM -- look into it.
Posted by Jack Bog | October 22, 2011 10:00 AM
I have been with BofA since 1997. They have screwed me many times and many ways. I have been lazy about moving. I don't know why. But this is the last straw. I'll be moving to a CU by the end of the year.
Posted by Jo | October 22, 2011 4:29 PM
The Derivatives Flap
Is Bank of America Headed for the Glue Factory?
by Mike Whitney
http://www.counterpunch.org/2011/10/21/is-bank-of-america-headed-for-the-glue-factory/
Posted by Mojo | October 22, 2011 9:23 PM