This page contains a single entry from the blog posted on May 19, 2009 4:14 PM.
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Finding new groups to tax is going to be an interesting struggle since the govt is protecting more of these groups and we're running out of splinter groups to tax like smokers and high-income types. Give it a year before we have an ugly scene between Congress and the White House.
The other thing I noticed now that I re-read this, is the the public employee unions will lose gold-plated and subsidized insurance and have to take the ugly plain jane insurance.
Look for public employee unions to be exempted from universal health care.
What?!? Senator Ron Widen switched parties and moved to New York? As if his position isn't popular enough the party switch (Jon's R-NY) should show how misaligned Ron is with the people.
Yeah, this works. Every year in my working life, it seems reps from the insurance companies come to "open enrollment" Q&A sessions, bearing the bad news... a 20% increase over the year before. Sometimes it's 10%, but it always seems to be 20.
Mr. Wyden- I'm not an anti-everytax wackjob, but taxing something so expensive and bloated as health insurance is just political suicide. Go back to bird-dogging the oil companies and prove you deserve to be re-elected.
"taxing something so expensive and bloated as health insurance"
To clarify, I think the thrust is to shove everyone into taking universal health care:
"The plan would eliminate employers as a source of insurance. Instead, businesses would convert the cost of coverage into additional salary for employees, according to Slate.com. Individuals would then be required to buy their own health care, which would be subsidized for families living below 400 percent of the poverty line."
So the issue is more getting people into universal health care, but I think by the stink they are raising, pub emp unions will somehow get a work-around while the rest of us are forced into taking govt med insurance.
What's rich about this is the biggest opposition is the Oregon Education Association (OEA). I can't believe I'm on the same side as this corrupt organization, but that's politics.
Today, the government takes away your ability to get private healthcare insurance. Tomorrow they direct you to state run hospitals, destine to eventually become like the hospital featured in One-Flew-Over-the-Cuckcoo's Nest. All of this brought to you by the current party running the state of Oregon and its senior Democratic Senator in DC.
I grew up in Vancouver Canada (1972-90) and I did not see the nightmares people seem to see in single-payer.
-I could see any licensed doctor-try that w/kaiser or pacificsource.
-Doctors don't spend time jawboning with bean counters over whether a procedure etc is covered by insurance
-Less paperwork by far than in the U.S.
-Hospitals and clinics are non-profits so they operate for less because there is no need to make a profit for shareholders or overpaid executives
-We already have socialized medicine-medicare and the VA. Try getting any politician to call for eliminating those programs-yeah right.
-Canadian doctors are still very well-paid; they still drive BMWs and live in nice parts of town
-Far fewer bankruptcies; as someone who has worked in collections I can tell you medical costs are a big reason for BKs
-My 81 yr old Dad had a hip replacement in Oct 2007 the wait list was pretty short and no out-of-pocket cost to him.
Forget about turning health care fringe benefits into straight cash raises. Hillary and McCain had the best idea: treat the fringe benefits as a taxable item. Reasons include (1) new revenue of between $150 and 200 billion to help move Obama's health budget, and (2) showing clearly that the gold-plated benefit packages have a higher market value than the bare-bones coverage. When you pay taxes on it, you try to curb your usage to avoid more taxes. That ought to be enough to get Obama's support but, for whatever reason, his health policy team refuses to accept it. Odd.
What the heck does short mean? It's still rationed health care. Otherwise, Canadians wouldn't be suing to have the right to private health care.
"When you pay taxes on it, you try to curb your usage to avoid more taxes."
So your company gives you health insurance and you will turn it down to pay less taxes? That would mean most govt employees would be looking at a large bill.
showing clearly that the gold-plated benefit packages have a higher market value than the bare-bones coverage
Just who is it you imagine is ignorant of this? One of the reasons I work for a place that pays me a lower cash wage than I could make somewhere else is because I make it up in the total compensation package: low co-pay health, dental, prescription and vision insurance for my whole family (and I pay no part of the premium) among other things. If I wanted I could easily find a different job that paid more in salary and less in benefits. Why is it wrong that I get to make that choice for myself?
So your company gives you health insurance and you will turn it down to pay less taxes?
I could see people turning down raises to stay under the 400% level to keep their insurance "subsidized", unless its a very large raise and offsets the difference.
My big question is...is this going to change the insurance industry at all? Right now insurance companies cannot deny you for any reason if you are getting coverage through your employer. But they can deny you for whatever they want if you get it yourself.
And this isnt small change for a lot of people. If it costs $1000/mo to cover your family, (pretty normal if you include what you and your employer pay) thats a lot of taxable income to be in your hands at the end of the year. Also, employers get volume discounts for more employees, individuals do not. So insurance could be a lot more expensive.
"My big question is...is this going to change the insurance industry at all?"
I should've quoted the sentence from the article before - but assume your answer is yes.
"With Republican co-sponsor Sen. Robert Bennett of Utah, Wyden, an Oregon Democrat, has put forth a plan to provide universal health insurance to Americans.
The plan would eliminate employers as a source of insurance."
"What the heck does short mean? It's still rationed health care. Otherwise, Canadians wouldn't be suing to have the right to private health care."
We have rationing here.It's called waiting while appealing your insurance companies' denial of coverage for your care or trying to get any care beyond basic "take 2 aspirin and call me tomorrow" from an overworked ER/free clinic doctor if you are uninsinsured.
As for the lawsuits I'm not opposed to allowing a private option too; most universal healthcare countries other than Canada allow for a private option.
Charamba, Douro 2008
Horse Heaven Hills, Cabernet 2010
Lorelle, Horse Heaven Hills Pinot Grigio 2011
Avignonesi, Montepulciano 2004
Lorelle, Willamette Valley Pinot Noir 2011
Villa Antinori, Toscana 2007
Mercedes Eguren, Cabernet Sauvignon 2009
Lorelle, Columbia Valley Cabernet 2011
Purple Moon, Merlot 2011
Purple Moon, Chardonnnay 2011
Abacela, Vintner's Blend No. 12
Opula Red Blend 2010
Liberte, Pinot Noir 2010
Chateau Ste. Michelle, Indian Wells Red Blend 2010
Woodbridge, Chardonnay 2011
King Estate, Pinot Noir 2011
Famille Perrin, Cotes du Rhone Villages 2010
Columbia Crest, Les Chevaux Red 2010
14 Hands, Hot to Trot White Blend
Familia Bianchi, Malbec 2009
Terrapin Cellars, Pinot Gris 2011
Columbia Crest, Walter Clore Private Reserve 2009
Campo Viejo, Rioja, Termpranillo 2010
Ravenswood, Cabernet Sauvignon 2009
Quinta das Amoras, Vinho Tinto 2010
Waterbrook, Reserve Merlot 2009
Lorelle, Horse Heaven Hills, Pinot Grigio 2011
Tarantas, Rose
Chateau Lajarre, Bordeaux 2009
La Vielle Ferme, Rose 2011
Benvolio, Pinot Grigio 2011
Nobilo Icon, Pinot Noir 2009
Lello, Douro Tinto 2009
Quinson Fils, Cotes de Provence Rose 2011
Anindor, Pinot Gris 2010
Buenas Ondas, Syrah Rose 2010
Les Fiefs d'Anglars, Malbec 2009
14 Hands, Pinot Gris 2011
Conundrum 2012
Condes de Albarei, Albariño 2011
Columbia Crest, Walter Clore Private Reserve 2007
Penelope Sanchez, Garnacha Syrah 2010
Canoe Ridge, Merlot 2007
Atalaya do Mar, Godello 2010
Vega Montan, Mencia
Benvolio, Pinot Grigio
Nobilo Icon, Pinot Noir, Marlborough 2009
Portuga, Rose 2011
Revelation, Chardonnay, Pays d'Oc 2010
Beaulieu, Cabernet, Rutherford 2005
Monte Alto, Tinto Reserva 2005
Chateau Ste. Michelle, Cabernet, Indian Wells 2009
Espiral, Vinho Rose
Vin-Koru, Pinot Gris 2011
14 Hands, Hot to Trot Red 2009
Rodney Strong, Cabernet, Sonoma 2009
Abacela, Vintner's Blend #11
Portuga, White 2010
La Bourgeoisie, Red 2009
Januik, Red 2009
Three Rivers, River's Red 2008
Kirkland, Alexander Valley Merlot 2008
Muga, Rioja Rose 2010
Quinta das Amoras, Vinho Tinto 2009
Mauro Molino, Barbera d'Alba 2009
Garda Chiaretto Rose
Columbia Crest, Two Vines Vineyard 10 White
Chateau Ste. Michelle, Pinot Gris, Columbia Valley 2009
L'Hortus, Rose de Saignee 2010
Maculan, Pino & Toi 2008
McKinley Springs, Bombing Range Red 2008
Trader Joe's Pinot Gris 2009
Montes Alpha, Cabernet 2007
Gran Sasso, Sangiovese, Terre di Chieti 2009
Garda, Classico Chiaretto Rose
Beaulieu, Cabernet, Rutherford 1999
Picos del Montgo, Tempranillo 2008
Chateau de Montmirail, Vacqueyras 2008
La Granja 360, Syrah 2009
Montgras, Carmenere Reserva 2009
Lange, Pinot Gris 2009
Columbia Crest, Horse Heaven Hills Cabernet 2008
Kirkland, Pinot Grigio 2010
Trader Joe's Coastal Syrah 2009
Columbia Crest, Horse Heaven Hills Merlot 2008
Trader Joe's Coastal Chardonnay 2009
Vieux Papes Red
Domaine de l'Aujardiere, Chardonnay 2009
Santa Rita, Cabernet, Medalla Real 2007
Penfold's, Koonunga Hill Shiraz Cabernet 2008
Guild, Red, Lot #02 2008
Dievole, Dievolino Sangiovese 2008
Laforet, Burgogne Chardonnay 2009
Columbia Winery, Merlot 2007
Bonterra, Cabernet 2008
Elk Cove, Pinot Gris 2009
Maquis Lien 2006
Scott Paul, Pinot Noir, Le Paulee 2007
The Occasional Book
Neil Young - Waging Heavy Peace
Mark Bego - Aretha Franklin, the Queen of Soul (2012 ed.)
Jenny Lawson - Let's Pretend This Never Happened
J.D. Salinger - Franny and Zooey
Charles Dickens - A Christmas Carol
Timothy Egan - The Big Burn
Deborah Eisenberg - Transactions in a Foreign Currency
Kurt Vonnegut Jr. - Slaughterhouse Five
Kathryn Lance - Pandora's Genes
Cheryl Strayed - Wild
Fyodor Dostoyevsky - The Brothers Karamazov
Jack London - The House of Pride, and Other Tales of Hawaii
Jack Walker - The Extraordinary Rendition of Vincent Dellamaria
Colum McCann - Let the Great World Spin
Niccolò Machiavelli - The Prince
Harper Lee - To Kill a Mockingbird
Emma McLaughlin & Nicola Kraus - The Nanny Diaries
Brian Selznick - The Invention of Hugo Cabret
Sharon Creech - Walk Two Moons
Keith Richards - Life
F. Sionil Jose - Dusk
Natalie Babbitt - Tuck Everlasting
Justin Halpern - S#*t My Dad Says
Mark Herrmann - The Curmudgeon's Guide to Practicing Law
Barry Glassner - The Gospel of Food
Phil Stanford - The Peyton-Allan Files
Jesse Katz - The Opposite Field
Evelyn Waugh - Brideshead Revisited
J.K. Rowling - Harry Potter and the Sorcerer's Stone
David Sedaris - Holidays on Ice
Donald Miller - A Million Miles in a Thousand Years
Mitch Albom - Have a Little Faith
C.S. Lewis - The Magician's Nephew
F. Scott Fitzgerald - The Great Gatsby
William Shakespeare - A Midsummer Night's Dream
Ivan Doig - Bucking the Sun
Penda Diakité - I Lost My Tooth in Africa
Grace Lin - The Year of the Rat
Oscar Hijuelos - Mr. Ives' Christmas
Madeline L'Engle - A Wrinkle in Time
Steven Hart - The Last Three Miles
David Sedaris - Me Talk Pretty One Day
Karen Armstrong - The Spiral Staircase
Charles Larson - The Portland Murders
Adrian Wojnarowski - The Miracle of St. Anthony
William H. Colby - Long Goodbye
Steven D. Stark - Meet the Beatles
Phil Stanford - Portland Confidential
Rick Moody - Garden State
Jonathan Schwartz - All in Good Time
David Sedaris - Dress Your Family in Corduroy and Denim
Anthony Holden - Big Deal
Robert J. Spitzer - The Spirit of Leadership
James McManus - Positively Fifth Street
Jeff Noon - Vurt
Road Work
Miles run year to date: 21
At this date last year: 52
Total run in 2012: 129
In 2011: 113
In 2010: 125
In 2009: 67
In 2008: 28
In 2007: 113
In 2006: 100
In 2005: 149
In 2004: 204
In 2003: 269
Comments (20)
Bush also wanted y'all to investerate their health care monies in the stock market so's they could keep what they earneded.
Posted by Bark Munster | May 19, 2009 5:21 PM
Finding new groups to tax is going to be an interesting struggle since the govt is protecting more of these groups and we're running out of splinter groups to tax like smokers and high-income types. Give it a year before we have an ugly scene between Congress and the White House.
Posted by Steve | May 19, 2009 5:34 PM
The other thing I noticed now that I re-read this, is the the public employee unions will lose gold-plated and subsidized insurance and have to take the ugly plain jane insurance.
Look for public employee unions to be exempted from universal health care.
Posted by Steve | May 19, 2009 5:36 PM
What?!? Senator Ron Widen switched parties and moved to New York? As if his position isn't popular enough the party switch (Jon's R-NY) should show how misaligned Ron is with the people.
Posted by Bill | May 19, 2009 5:57 PM
Yeah, this works. Every year in my working life, it seems reps from the insurance companies come to "open enrollment" Q&A sessions, bearing the bad news... a 20% increase over the year before. Sometimes it's 10%, but it always seems to be 20.
Mr. Wyden- I'm not an anti-everytax wackjob, but taxing something so expensive and bloated as health insurance is just political suicide. Go back to bird-dogging the oil companies and prove you deserve to be re-elected.
Posted by TKrueg | May 19, 2009 6:11 PM
Mr. Wyden- I'm not an anti-everytax wackjob, but taxing something so expensive and bloated as health insurance is just political suicide.
Is that the same as wrong?
BTW: understatement of the year award for the "...anti-everytax wackjob..." line...
...except for the "wackjob" part.
Your word, not mine.
heh
Posted by cc | May 19, 2009 6:50 PM
"taxing something so expensive and bloated as health insurance"
To clarify, I think the thrust is to shove everyone into taking universal health care:
"The plan would eliminate employers as a source of insurance. Instead, businesses would convert the cost of coverage into additional salary for employees, according to Slate.com. Individuals would then be required to buy their own health care, which would be subsidized for families living below 400 percent of the poverty line."
So the issue is more getting people into universal health care, but I think by the stink they are raising, pub emp unions will somehow get a work-around while the rest of us are forced into taking govt med insurance.
Posted by Steve | May 19, 2009 7:16 PM
What's rich about this is the biggest opposition is the Oregon Education Association (OEA). I can't believe I'm on the same side as this corrupt organization, but that's politics.
Today, the government takes away your ability to get private healthcare insurance. Tomorrow they direct you to state run hospitals, destine to eventually become like the hospital featured in One-Flew-Over-the-Cuckcoo's Nest. All of this brought to you by the current party running the state of Oregon and its senior Democratic Senator in DC.
Posted by Bob Clark | May 19, 2009 8:20 PM
Actually, it was a McCain proposal, not from Bush.
Posted by Allan L. | May 19, 2009 9:05 PM
Before that, it was in Co-President Hillary's health care program.
Posted by Jack Bog | May 19, 2009 9:45 PM
Yeah, like that's really great for most people.
Posted by darrelplant | May 19, 2009 11:15 PM
I grew up in Vancouver Canada (1972-90) and I did not see the nightmares people seem to see in single-payer.
-I could see any licensed doctor-try that w/kaiser or pacificsource.
-Doctors don't spend time jawboning with bean counters over whether a procedure etc is covered by insurance
-Less paperwork by far than in the U.S.
-Hospitals and clinics are non-profits so they operate for less because there is no need to make a profit for shareholders or overpaid executives
-We already have socialized medicine-medicare and the VA. Try getting any politician to call for eliminating those programs-yeah right.
-Canadian doctors are still very well-paid; they still drive BMWs and live in nice parts of town
-Far fewer bankruptcies; as someone who has worked in collections I can tell you medical costs are a big reason for BKs
-My 81 yr old Dad had a hip replacement in Oct 2007 the wait list was pretty short and no out-of-pocket cost to him.
Posted by mike | May 19, 2009 11:18 PM
Forget about turning health care fringe benefits into straight cash raises. Hillary and McCain had the best idea: treat the fringe benefits as a taxable item. Reasons include (1) new revenue of between $150 and 200 billion to help move Obama's health budget, and (2) showing clearly that the gold-plated benefit packages have a higher market value than the bare-bones coverage. When you pay taxes on it, you try to curb your usage to avoid more taxes. That ought to be enough to get Obama's support but, for whatever reason, his health policy team refuses to accept it. Odd.
Posted by Don | May 20, 2009 5:57 AM
Individuals would then be required to buy their own health care, which would be subsidized for families living below 400 percent of the poverty line.
Interesting. The poverty level set by the feds for a family of 4 is $22,050.
http://aspe.hhs.gov/poverty/09poverty.shtml
So a family of 4 with a household income of $88,000 would get subsidized health care? But not if they make $90k?
Posted by Jon | May 20, 2009 7:53 AM
"the wait list was pretty short"
What the heck does short mean? It's still rationed health care. Otherwise, Canadians wouldn't be suing to have the right to private health care.
"When you pay taxes on it, you try to curb your usage to avoid more taxes."
So your company gives you health insurance and you will turn it down to pay less taxes? That would mean most govt employees would be looking at a large bill.
Posted by Steve | May 20, 2009 7:57 AM
showing clearly that the gold-plated benefit packages have a higher market value than the bare-bones coverage
Just who is it you imagine is ignorant of this? One of the reasons I work for a place that pays me a lower cash wage than I could make somewhere else is because I make it up in the total compensation package: low co-pay health, dental, prescription and vision insurance for my whole family (and I pay no part of the premium) among other things. If I wanted I could easily find a different job that paid more in salary and less in benefits. Why is it wrong that I get to make that choice for myself?
Posted by Kai Jones | May 20, 2009 9:13 AM
So your company gives you health insurance and you will turn it down to pay less taxes?
I could see people turning down raises to stay under the 400% level to keep their insurance "subsidized", unless its a very large raise and offsets the difference.
My big question is...is this going to change the insurance industry at all? Right now insurance companies cannot deny you for any reason if you are getting coverage through your employer. But they can deny you for whatever they want if you get it yourself.
And this isnt small change for a lot of people. If it costs $1000/mo to cover your family, (pretty normal if you include what you and your employer pay) thats a lot of taxable income to be in your hands at the end of the year. Also, employers get volume discounts for more employees, individuals do not. So insurance could be a lot more expensive.
Posted by Jon | May 20, 2009 10:24 AM
"My big question is...is this going to change the insurance industry at all?"
I should've quoted the sentence from the article before - but assume your answer is yes.
"With Republican co-sponsor Sen. Robert Bennett of Utah, Wyden, an Oregon Democrat, has put forth a plan to provide universal health insurance to Americans.
The plan would eliminate employers as a source of insurance."
Posted by Steve | May 20, 2009 10:41 AM
"If I wanted I could easily find a different job that paid more in salary and less in benefits."
Congratulations, the govt is working hard to force your hand.
Posted by Steve | May 20, 2009 10:45 AM
"What the heck does short mean? It's still rationed health care. Otherwise, Canadians wouldn't be suing to have the right to private health care."
We have rationing here.It's called waiting while appealing your insurance companies' denial of coverage for your care or trying to get any care beyond basic "take 2 aspirin and call me tomorrow" from an overworked ER/free clinic doctor if you are uninsinsured.
As for the lawsuits I'm not opposed to allowing a private option too; most universal healthcare countries other than Canada allow for a private option.
Posted by Mike | May 22, 2009 4:39 PM